Financial Memory
Record and recall
Every asset, liability, entity and document, held as dated entries you can find again in seconds.
Local-first · encrypted on your device
A clear record of your personal wealth. Accounts, property, private holdings and equity — across countries and currencies. Stored on your device, encrypted, under your key.
Android · iPhone · iPad
Start by adding your records manually.
The record
Not a tidy index-fund portfolio. A household with property in two countries, an entity that owns another entity, equity that vests across a border, and a valuation that's a year old and shown as exactly that.
Nair–Fernandes household6 entities · 3 jurisdictions
Net worth, all entities
$1,046,300
≈ ₹8,74,10,000 · £58,900 pension, not yet drawn
As of 4 Aug 2026
Cross-border vesting flag
RSU tranche vests, 12 November
Granted under US tax residency. This tranche vests under Indian tax residency. One event, two filings, identified for you.
What it is
Mapital is a private record of what you own, owe and are owed — accounts, property, private holdings, equity, and the debt against any of them.
It holds everything across every country and currency you touch, as one related record rather than a folder of separate apps.
It runs on your device. No advice is given, and nothing you enter is copied to our servers.
Financial Memory
Every asset, liability, entity and document, held as dated entries you can find again in seconds.
Intelligence
Narrow, on-device reasoning that describes what changed and why — never what to do about it.
Collaboration
Extend a read-only view to a spouse, parent or advisor — scoped, revocable, and free for them.
What it doesn't do
Privacy
Not a promise about our intentions — a description of how the software is built. If a row here changes, this page changes the same day.
| Data | Transport | As what | Destination |
|---|---|---|---|
| Asset values, balances | Sync, or sharing if net worth is included | Cipher Text | Your own devices, or a recipient you invite |
| Transactions | Only if sync enabled | Cipher Text | Your own devices only |
| Documents, receipts, statements | Only if sync enabled | Cipher Text | Your own devices only |
| Ownership graph, entities, jurisdictions | Sync, or sharing if enabled | Cipher Text | Your own devices, or a recipient you invite |
| Encrypted backup archive | Only if backup enabled | Cipher Text | Your own Drive / iCloud |
| Email, auth token, subscription tier | Always | Metadata | Mapital account systems |
| Usage events, crash reports | Always | Anonymized | Mapital reliability systems |
Everything above that reaches another device — yours, or an invited recipient's — travels through our relay as ciphertext the relay itself cannot read and does not retain.
Pricing
Every account gets Plus included for 30 days from first sign-in. After that, Free keeps everything you recorded; nothing is deleted.
Free
$0
Forever
Plus
Special limited offer · Founder plan
US$49.99 US$29.99/year
Monthly: US$4.99/month.
Founding annual rate. Purchase by 15 January 2027, 23:59:59 UTC. Keep this rate while your annual subscription continues. Joining the beta alone does not secure the offer.
Prices above are for public launch. Purchases will be available through the App Store and Google Play; the store shows the price for your region. Receiving shared records is free; continued updates depend on the person sharing them having Plus.
Company
Mapital is built by Sriam Systems Private Limited, a company registered in India.
Mapital beta
If your money crosses a border or an entity boundary, we'd like to talk to you before we build another line of it.